Inclusive Climate Finance for Women and People with Disabilities

Project | April 8, 2026

Women and people with disabilities in Indonesia face disproportionate climate risks and persistent barriers to accessing climate finance. This project brings together disability-led and women-led enterprises, financial institutions, and policymakers to co-create practical tools and pathways that expand equitable access to inclusive climate finance. 

A large group of workshop participants gather for a group photo in a conference room, seated and standing around round tables. At the top of the image are logos of KINETIK, Saraswati, CBM Global Disability Inclusion Inclusion Advisory Group. A banner at the bottom reads “Collective and Participatory Innovation for Inclusive Climate Finance for Women and Persons with Disabilities.”
Women entrepreneurs, entrepreneurs with disabilities, financial institutions, and the project team come together in a co‑creation workshop to find solutions for more inclusive climate finance.

Overview 

We are excited to be working on a project funded under the Australia–Indonesia Partnership for Climate, Renewable Energy and Infrastructure (KINETIK). The project focuses on making climate-finance systems more gender- and disability-responsive through collective, participatory innovation. 

Why this matters 

Although women and people with disabilities make up a large share of micro-enterprises in Indonesia, they are often excluded from climate-financing opportunities and climate-related decision-making. The project addresses information gaps, challenges stigma, and identifies practical steps that enable entrepreneurs and financial institutions to work together more effectively. 

  • Identify evidence-based challenges and opportunities for women and entrepreneurs with disabilities in accessing climate finance.
  • Co-create practical tools that help financial institutions and entrepreneurs apply inclusive, gender- and disability-responsive financing.
  • Strengthen multisectoral policy dialogue so women and people with disabilities help shape an enabling environment for access to climate finance in Indonesia. 

What we aim to achieve 

Our approach 

  1. Gather evidence: surveys and key informant interviews with women- and disability-led enterprises and financial institutions.
  2. Peer learning: ten micro- and small-entrepreneurs build shared understanding of climate finance pathways.
  3. Human-centered co-design: entrepreneurs and financial institutions develop solution prototypes together.
  4. Refine and share: prototypes are developed into inclusive climate-finance tools and shared through multisectoral dialogue with policymakers and stakeholders. 

Partners & support 

Delivered by Saraswati and CBM Global’s Inclusion Advisory Group, with support from KINETIK (Australia–Indonesia Partnership for Climate, Renewable Energy and Infrastructure), funded by Australia’s Department of Foreign Affairs and Trade (DFAT). 

A circular logo composed of diagonal green and yellow lines forming an abstract sphere sits to the left of the word “KINETIK” in bold black letters. Below the name is the tagline “Australia-Indonesia Partnership for Climate, Renewable Energy and Infrastructure.”

For more information on this project, please contact Silvia Laurent 

https://cbm-global.org/project/inclusive-climate-finance-indonesia

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